The Easiest Way to
Save & Borrow
Join a trusted group. Save money monthly. Borrow the full pot when you need it.
Monthly Pot
Active CycleCurrent Bid
₹12,000 Discount
New Member
Joined Group A
How Does It Work?
It's just 4 simple steps to manage your money with friends.
1. Join a Group
Join a group of 10-20 people. Everyone agrees to pay the same amount every month.
2. Pay Monthly
Collect money from everyone. Example: 10 people pay ₹1000 = ₹10,000 Total Pot.
3. Need Money? Ask!
If you need the full amount, you can "bid" for it. The person who needs it most gets it.
4. Everyone Saves
The "discount" from the winner is shared with everyone else. This lowers your next payment!
Why Choose BidChit?
Modern tools made simple for everyone.
No Math Required
We do all the calculations for you. Know exactly what to pay and what you get.
Digital Passbook
See all your payments and history in one place. No more lost paper records.
Bid from Phone
Participate in the money auction from your phone. Safe, secure, and easy.
Easy to Manage
Whether you run the group or just save, our tools make it effortless.
Simple, Transparent Pricing
Choose the plan that fits your financial goals.
Perfect for individuals joining a group.
- Join up to 3 Groups
- Basic Dashboard
- Secure Bidding
- Dividend Tracking
For managing small chit fund communities.
- Manage 5 Active Groups
- Auto-Calculations
- Payment Reminders
- Basic Reports
- Priority Support
For professional chit fund agencies.
- Unlimited Groups
- Advanced Analytics
- White-label App
- Audit Logs
- 24/7 Dedicated Support
Trusted by Thousands
See what our community members are saying about their saving journey.
Magesh
Subscriber"BidChit transformed how I save. The transparency in bidding is unmatched, and I got my lump sum safely when I needed it for my business expansion!"
Rajesh Kumar
Foreman"Managing 5 different groups used to be a nightmare of paperwork. Now, everything is automated. Calculated dividends in seconds. Highly recommended!"
Anita Desai
Subscriber"I was skeptical about digital chits, but the security transparency here changed my mind. The dashboard is so easy to use even for my parents."